Available proceeds
Work out the usable amount after the provider’s stated deductions.
Business financing referrals · Apparel retailers
Business funding for collections, fittings and retail systems.
An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.
Before you decide
When reviewing a provider offer
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Apparel retailers · funding preparation
Costs and customer receipts
Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.
Before you begin
Application preparation
Prepare the business profile and the purpose of the request so the information stays consistent.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
Possible uses
Business expenses to describe
Collection inventory
A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.
Fitting-room improvements
Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.
Retail technology
Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.
How it works
The application process
Funding purpose
State what the funds would pay for and when that payment is expected.
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
A few things to know
About this referral service
Information sharing and referral payments
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Approval and available terms
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
Provider timing
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
Contact consent and mobile verification
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Make a beginning
Start with your business funding request
Put the amount, business purpose and requested timing into the form when you are ready.